Can you boost your credit score with optoutprescreen.com?
How many credit score points do you get when you subscribe to optoutprescreen.com. I have heard from many “experts” making clams of score improvement of 10 to 50 points by just using the optoutprescreen.com website. There is a flaw with the argument, the truth is, that the repositories don’t keep your “opt out” information with your repository file. It is stored in a different database. So for this to work, the credit score would have to create a score based on more than just an individuals credit repository file. If you are a believer in this theory, I challenge you to provide proof. Odds are something else in the repository file changed creating the improvement. The next thing they will try and sell you on, is that the IRS targeting political group to influence the outcome of a presidential election, ya right… 🙂