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Should you buy or lease a car from a credit perspective?
Should you buy or lease a car from a credit perspective? What is the impact on a person’s credit history, if they buy or... Continue Reading »
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Will a closed credit card hurt my credit score?
I had a question from Eric about a zero account balance on an old account that was closed on his credit report. Eric was... Continue Reading »
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How to Handle a Thin Credit File and Improve your Credit Score
Thin Credit File A thin credit file will not keep you from getting a high credit score but it will take longer than if... Continue Reading »
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CFPB mandates change to OSCAR
How to dispute something on your credit report online, CFPB mandates change to e-OSCAR. A major improvement has been mandated by the CFPB and... Continue Reading »
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5 Things a debt collector will not tell you, that you must know.
The federal Fair Debt Collection Practices Act dictates how and when a debt collector may contact you. Here are the 5 things a debt... Continue Reading »
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Help me with my credit.
Help me with my credit. One credit strategy that works every time. Click this Link to get to the budget tool Why is most... Continue Reading »