What factors make up your FICO score?
What makes up your FICO score / credit score? VISA The credit card company recently did a study to find out if people know what made up their credit / FICO score. What is in your FICO score? I break it down for you. 41 percent of the public did not even check there score in 2010 other factors NOT included are:
Employment history: 59.9%
Interest rates on debt: 58.7%
Assets / savings: 53.1%
Where you live: 25.3%
National origin: 21.6%
Ability to speak English: 21.6%
What is in your FICO score / Credit Score? Type of account, How long have you had the accounts, have you ever paid accounts late, Public Record, collection balances. The FICO scoring model only looks at past credit behavior and predicts future credit behavior.